i held a town hall in belgrade, indiana, some were supporters of concern, some had -- in belgrade, montana, some were supporters of reform, some had questions, even though montanans had strong opinions they didn't shout at one another, they were there to listen and hareflects the american people and what our democracy is about, a lot more than what's been covered on tv these last few days and that's why i thank all of you whether you are for or against health care reform for being here today. now, i'm going to take a bunch of questions, but before i do i want to just talk about what health insurance reform will mean for you, because there is a lot of misunderstandings out there. first of all, what we're proposing is a commonsense set of consumer protections for people with health insurance. people with private health insurance. i expect that after reform passes, the vast majority of americans are still going to be getting their insurance from private insurers, so we've got to have some protections in place for people like me, people like you, so insurance companies will no longer be able t